Get your money fast!
No credit check.
No paperwork.
No hassle.
Payment calculator
Get your money deposited directly into your bank account!
Easy application
Apply in 5 minutes
Fill out your online application in just a few minutes and get your money!
Instant processing
We don't run credit checks and accept your application regardless of your credit history!
Direct deposit or Interac
Money is deposited directly into your account the same day or within 24 business hours!
100% secure,
100% peace of mind.
Focus on what really matters, without worrying about money! Get a loan the safest way possible and move forward with your plans!
Get your money now!
No credit check!
A helping hand when life surprises you
Get the funds you need to cover an unexpected expense or get through a tough time!
Make ends meet
Keep going even when times are tough!
Clear your mind
Pay off a debt, rent, or an upcoming bill.
Cover a big expense
A practical solution to pay for an important purchase!
The easiest way to get a loan fast!
We know you don't have time to waste, so we don't either!
You submit an application
Fill out an online application in just 5 minutes!
Real-time processing
Our analysts process your application in real time, as soon as you submit it!
Deposited into your account
We deposit your money directly into your account!
3 to 4 months to repay
Repay easily over a period of your choice, up to 4 months!
Small loan, big difference!
Our small loans help you accomplish big things!
Jessica C.
Ottawa
Sam M.
Montreal
Sarah K.
Toronto
Victoria B.
Hamilton
Much more accessible than you think!
Our credit solutions are accessible
You are 18 years or older
You are at least 18 years old at the time of your loan application.
You earn $1200 or more per month
You receive income of at least $1200 and your pay is deposited via direct deposit.
You are a Canadian citizen
You are a Canadian citizen and your bank account is Canadian.
You have been employed for 3 months or more
You have been employed for at least 3 months and your pay is deposited via direct deposit.
You are not in bankruptcy
You are not in bankruptcy or about to file for bankruptcy at the time of your application.
You have no excessive NSF payments
Your bank account does not have an excessive history of non-sufficient funds payments.
You are able to repay
Your short-term debt level allows you to repay your loan.
The following income sources are not eligible for a quick loan.
Self-employed
Child tax credit
Retirement savings
Student loans
Any form of social assistance
FAQ
Check out answers to the most frequently asked questions or contact us to learn more.
In most cases, we deposit your money directly into your bank account shortly after your application is approved.
Yes, you can borrow even if you have a bad credit history. However, you must not be in a bankruptcy process.
If you submit an accelerated application using the IBV system, you won't need to provide any documents.
If you submit a standard application, you will need to send the following documents:
- Bank statement from the last 30 days
- Latest pay stub
- Photo ID such as a health card
- Proof of residence such as an account statement in your name
- Void cheque
Please note that processing times are longer for standard applications.
The standard application requires you to send the required documents so we can process your application. These documents are the following:
- Bank statement from the last 30 days
- Latest pay stub
- A photo ID, such as a health card
- Proof of residence, such as an account statement in your name
- A void cheque
Please note that processing times are longer for standard applications.
The APR on the amount borrowed from the lender is 22%.
Unfortunately, no. You must be an employee whose pay is deposited via direct deposit to obtain a loan.
Apply for your
Money now!
Because you don't have time to wait.
In life, some urgent situations need to be handled right away. Our mission is to provide our clients with the funds they need as quickly and easily as possible!
Fast application and deposit times
Innovative security technology
Transparent contracts with no surprises
